Our Approach

Financial Solutions follows a set of time-tested principles to help us best meet your financial needs and goals.


Centers on building customized, long-term portfolios using "best of breed" investment opportunities. The building blocks of our portfolios can include individual securities, institutional managers, exchange-traded funds (ETFs) and mutual funds.

We leverage the expertise of top institutional managers and allocate across all asset classes, to maximize returns while managing risk (risk-adjusted returns).

Our goal is to reduce the frequency and severity of losses in a portfolio so that the power of compounding can result in greater cumulative wealth over time.

A good investment philosophy is one that aligns with your financial goals, risk tolerance, and time horizon.

1. Diversification: Spread your investments across different asset classes to minimize risk.
2. Long-term perspective: Focus on long-term growth instead of short-term gains.
3. Risk management: Understand and manage your risk tolerance.
4. Regular portfolio rebalancing: Periodically review and adjust your portfolio to maintain alignment with your goals.
5. Cost control: Minimize fees and expenses.
6. Tax-minimization: Consider tax implications when making investment decisions.
7. Continuous education: Stay informed about the market and investing strategies.
8. Discipline: Stick to your plan and avoid emotional decisions.
9. Dollar-cost averaging: Invest regularly, regardless of market conditions.

Remember, a good investment philosophy is one that you can stick to through various market conditions and helps you achieve your financial objectives.

Minimizing Taxes

For affluent individuals, no issue is more pressing than taxes. To help our clients minimize the impact of taxes on their investment objectives, Financial Solutions employs a low-turnover approach to portfolio management and a disciplined program of offsetting gains with losses.

Exercising Independence

Financial Solutions' independence gives us access to a vast array of investment managers with no incentive to sell a particular product, fund or manager. We do not sell insurance or annuity products. We have no arrangements to receive kickbacks, trailers or commissions.

Personal Relationships

Financial Solutions was built on the idea that personal, one-on-one service and ongoing communication are the keys to a successful long-term financial partnership. Not only does Financial Solutions stress regular, face-to-face meetings to discuss investment trends and your progress towards your investment goals, but we also provide comprehensive and educational investment reports that keep you consistently up to date.

Free Financial Review

We offer a complimentary review meeting to describe our services, and to see if our services are right for you.

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